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By default, the software does not store customer credit card information. Storing credit card information is almost never required when using a live payment gateway, and we STRONGLY recommend against storing card information. The only time this information should need to be saved is if store administrators are processing payment through a manual terminal, or when using recurring products (gateway recurring billing with Authorize.Net and PayPal will remove the need for this).
Credit card information will only appear to admin accounts that have Can View Credit Card #s: checked. You can check this by looking up the admin account under Contacts > View/Edit Contacts.
If you elect to store credit card information in your database (and please note - we never, under any circumstances, store the security code from a credit card) it is critically important that you should run 'monthly maintenance' (which can be run as often as you like, despite its name.)